National Health Service Corps
The full-time National Health Service Corps Loan Repayment Program offers up to $60,000 in tax-free loan repayment for 2 years of service, and up to $140,000 for a total of 5 years of service.
National Health Service Corps scholars commit to serve in the Corps upon completion of their training — 1 year for each year of support (at least 2 years).
The Students to Service Loan Repayment Program provides loan repayment assistance of up to $120,000 to medical students (MD and DO) in their last year of school, in return for a commitment to provide primary health care services in eligible Health Professional Shortage Areas of greatest need for at least 3 years.
The State Loan Repayment Program provides grants to states to operate their own loan repayment programs. Similar to the NHSC Loan Repayment Program, participants in the state programs provide primary health services in Health Professional Shortage Areas in exchange for repayment of their qualifying educational loans. States are required to match federal grant funds dollar-for-dollar with non-federal funds.
According to self-reports by the nearly 10,000 Corps clinicians currently providing care – 13 percent are African American, 10 percent are Hispanic, 7 percent are Asian or Pacific Islander, and 2 percent are American Indian or Alaska Native.
In FY 2012, African American physicians represent 17 percent of the Corps physicians which exceeds their 6.3 percent representation within the national physician workforce. And,
Hispanic physicians represent 16 percent of the Corps physicians, exceeding their 5.5 percent representation in the national physician workforce.
According to self-reports more than half of by the nearly 1,000 Corps scholars in the pipeline are minorities – 26 percent are Hispanic, 19 percent are African American, 12 percent are Asian or Pacific Islander, and 2 percent are American Indian or Alaska Native.
via National Health Service Corps.
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